An insured falls down a flight of stairs and sustains a neck injury that renders him severely disabled. The insured owns a Whole Life policy. Is it possible for the policy to include a Waiver of Cost of Insurance rider, and if so, what insurance costs would be waived?
A) Yes, only the premium payments would be waived.
B) No, the Waiver of Cost of Insurance rider is not available for Whole Life policies.
C) Yes, both the premium payments and the cost of insurance would be waived.
D) No, only the cost of insurance would be waived, not the premium payments.