Kirk can take his ​$580580 income tax refund and invest it in a​ 36-month certificate of deposit at 7 %7%​, compounded​ monthly, or he can use the money to purchase a home entertainment system and put ​$2323 a month in a bank savings account that will pay him 99​% annual interest. After depositing his income tax​ refund, at the end of three years how much will Kirk have?