Joyce was injured by an uninsured drunk driver while she was riding in a friend's car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000. How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries? (a) Each policy will pay $35,000 (b) Joyce's policy will pay $50,000 and the friend's policy will pay nothing (c) Joyce's policy will pay $50,000 and the friend's policy will pay $20,000 (d) The friend's policy will pay $50,000 and Joyce's policy will pay $20,000