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Which statement about credit reports is correct?


Select the best answer from the choices provided.
A.
Credit reports are only available to banks and businesses that pay agencies for them.
B.
The government issues credit reports and offers them for free to consumers.
C.
Credit reporting agencies provide credit reports to consumers only upon payment of a fee.
D.
Credit reporting agencies provide a free credit report each year upon request.

Respuesta :

Answer: .

Credit reporting agencies provide a free credit report each year upon request

Step-by-step explanation:

A credit report simply refers to the record of the credit history of a borrower from sources, such as collection agencies, banks, credit card companies, and governments.

It should be noted that an individual will be given one free copy of his or her credit report every year. Therefore, the correct option will be D.