An insured under a personal auto policy has his corvette smashed into a tree by a flood. His policy would respond other than collision pays.
Collision insurance covers damage to your car brought on by flipping it over or colliding with an object (such as a telephone pole, a guard rail, or a mailbox). The typical annual expense is around $290. Your deductible is subtracted from the cost of repairs when you have collision insurance.
Following the payment of your deductible, collision coverage assists in covering the cost of repairing or replacing your car up to its real cash worth.
In the event of a covered accident involving a collision with another vehicle, collision insurance covers damage to your vehicle. This can entail making repairs to your insured car or replacing it entirely.
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